Effective Date: January 7, 2025
Four Angels Enterprise (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website, services, or funding programs.
1. Information We Collect
We may collect the following types of information:
Personal Identification Information: Name, address, phone number, email, date of birth, and other identifying details.
Business Information: Business name, EIN, registration details, financial statements, bank statements, tax returns, and revenue information.
Credit Information: Personal or business credit reports and scores (with your authorization).
Usage Information: IP address, browser type, operating system, and browsing activity on our website.
2. How We Use Your Information
We use the information we collect to:
Review and process funding applications.
Match your business with suitable funding products and lenders.
Provide related services such as credit repair or financial documentation assistance.
Communicate with you about your application, funding options, and services.
Comply with legal and regulatory requirements.
3. How We Share Your Information
With Lenders & Partners: We may share necessary information with our lending partners, such as Ohio Business Funding and other brokers or funding partners, solely for the purpose of securing financing options.
With Service Providers: We may use third-party vendors for secure data storage, credit checks, and application processing.
Legal Compliance: We may disclose information if required by law, regulation, or court order.
We do not sell or rent your personal information to unauthorized third parties.
4. Data Security
We take reasonable precautions to protect your information:
Our website and application forms use SSL encryption.
Client documents are stored in encrypted, access-controlled cloud systems.
Only authorized employees and underwriters can access sensitive information.
We require strong passwords and two-factor authentication (2FA) for system access.
5. Cookies & Tracking
Our website may use cookies and tracking technologies to improve your experience, analyze traffic, and deliver relevant advertising. You can control cookie preferences through your browser settings.
6. Your Choices & Rights
You may:
Request access to the personal information we hold about you.
Request corrections or updates to your information.
Request deletion of your information (subject to legal and regulatory obligations).
Opt-out of marketing communications by clicking “unsubscribe” in emails.
7. Data Retention
We retain personal and business information only as long as necessary to fulfill funding services, comply with legal obligations, or resolve disputes.
8. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of those sites.
9. Children’s Privacy
Our services are not directed to individuals under 18, and we do not knowingly collect information from minors.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with the updated “Last Updated” date.
11. Contact Us
For questions about this Privacy Policy, please contact us:
Four Angels Enterprise LLC